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I wonder how they are able to pay for 3rd party transactions with Stripe? Charging the customer's credit card with Stripe then paying with your own payment method incurs a transaction fee and potentially chargebacks

(Disclaimer: co-founder of Perssist, a tech-enhanced virtual assistant service)



Yes I wonder too. They're storing the card in Stripe. But then they're paying the Pizza joint for the Pizza (who probably doesn't have a Stripe account) So they're charging your card against their Stripe account and then I assume using their own cards to charge for the Pizza manually. It seems like that'll have some scale challenges.

(Disclaimer: I work at Spreedly where we see a lot of these cross merchant/PCI compliant services launching.


I'm guessing they just charge enough mark-up to the customer to cover transaction fees and chargeback risk.




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