You don’t do that by accident. Fixed-width strings are thoroughly outdated and unusual. Your mental model of them is very different from regular C strings.
Sadly, all the bug trackers are full of bugs relating to char*. So you very much do those by accident. And in C, fixed width strings are not in any way rare or unusual. Go to any c codebase you will find stuff like:
char buf[12];
sprintf(buf, "%s%s", this, that); // or
strcat(buf, ...) // or
strncpy(buf, ...) // and so on..
Thats only really a problem if this and that are coming from an external source and have not been truncated. I really don't see this as any more significant of a problem than all the many high level scripting languages where you can potentially inject code into a variable and interpret it.
There are certainly ways in which the c library could've been better (eg making strncpy handle the case where the source string is longer than n) but ultimately it will always need to operate under the assumption that the people using it are both competent and acting in good faith.
Ignore the prefix and always treat strncpy() as a special binary data operation for an era where shaving bytes on storage was important. It's for copying into a struct with array fields or direct to an encoded block of memory. In that context you will never be dependent on the presence of NUL. The only safe usage with strings is to check for NUL on every use or wrap it. At that point you may as well switch to a new function with better semantics.
> an era where shaving bytes on storage was important
Fixed size strings don’t save bytes on storage tho, when the bank reserves 20 bytes for first name and you’re called Jon that’s 17 bytes doing fuckall.
What they do is make the entire record fixed size and give every field a fixed relative position so it’s very easy to access items, move record around, reuse allocations (or use static allocation), … cycles is what they save.
> Fixed size strings don’t save bytes on storage tho
I have seen plenty of fixed strings in the 8 to 20 byte range, not much, but often enough for a passable identifier. The memory management overhead for a simple dynamically allocated string is probably larger than that even on a 32 bit system.