It's kind of how I feel about Social Security. I'm not going to refuse it, especially since I have paid into it my entire working life. But I'd rather it didn't exist, and I know it isn't sustainable.
That isn’t true either. Worse case if nothing changes, there would need to be a 20% cut in benefits. I am 51 and have modeled that in my retirement projections
It's kind of how I feel about Social Security. I'm not going to refuse it, especially since I have paid into it my entire working life. But I'd rather it didn't exist, and I know it isn't sustainable.