Solar flares are not anywhere near their peak. The NOAA indicates the peak activity was actually in August 2024 with a total of ~245 "flux units". Activity for this month is predicted to be only around 167 units, so almost a full third down from the peak. Total numbers of sunspots is also down dramatically from their peak in August 2024.
Indeed, we can't know the maxima for sure until passing through the entire peak prediction model period. The expectation of sun spot frequency and intensity only alluded to the average behavior rather than what we have partially observed in cycle 25 so far. Have fun =3
See the graphs of https://www.swpc.noaa.gov/products/solar-cycle-progression for more info.