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> do NOT tell them the code

When my father calls his bank, they actually verify him by sending a 2FA code to his email that he reads back.



At least he's doing so having called an already trusted number. But receiving a call from someone claiming to be your bank is a much more dangerous situation, despite it feeling similar to lay people. Banks should really train people to hang and call to their actual customer service.


A variation can be the scammer presents a fake number for you to call, via email, sms or worse through malicious ads that pop up when you google for the company phone number. Or, a phishing proxy like evilginx could overlay a “call [fake number] to unlock your account” as part of the login process.




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