There is a point to your comment, but I am afraid you are shouting at the wrong thing.
Instead, I think this is the fair approach: anyone is free to make a website/app/VR world whatever, but if it stores any kind of PII, you had better know what you are doing. The problem is not security. The problem is PII. If someone's AWS key got hacked, leaked and used by others, well it's bad, but that's different from my personal information getting leaked and someone applying for a credit card on my behalf.
Instead, I think this is the fair approach: anyone is free to make a website/app/VR world whatever, but if it stores any kind of PII, you had better know what you are doing. The problem is not security. The problem is PII. If someone's AWS key got hacked, leaked and used by others, well it's bad, but that's different from my personal information getting leaked and someone applying for a credit card on my behalf.