In EU waiter asks "cash or card?" when you ask for a bill, then brings both bill and the terminal, then you pay with a phone (just like 99% of others) and the whole process is done fast and smooth. No USA/Israel nonsense about taking your card to some back room and doing something with it. In fact, I don't really remember where my actual plastic cards are. Probably in a wallet, but can be in the desk drawer too, I've never used them for past 2 or 3 years.