> All Eurozone countries, all bu one an EU member (and that one is very small has a very close trade deal with the EU) so not really cross border except from a certain legalistic angle.
So what? Sweden has it's own Swish system, Sweden is well integrated in EU, Europe and Eurozone yet it only works within Sweden AFAIK.
That Bizum works across four countries is not a given just because they're all within the Eurozone. Just like how Brazil and US would need to figure out how to send electronic money between themselves if Pix was available in both countries, so did Italy<>Spain<>Portugal when it came to Bizum, which is a private company btw.
So what? Sweden has it's own Swish system, Sweden is well integrated in EU, Europe and Eurozone yet it only works within Sweden AFAIK.
That Bizum works across four countries is not a given just because they're all within the Eurozone. Just like how Brazil and US would need to figure out how to send electronic money between themselves if Pix was available in both countries, so did Italy<>Spain<>Portugal when it came to Bizum, which is a private company btw.