Don't let any of them fool you, there are three heads on this monster and when they aren't busy blaming the other two heads they do a remarkably even job of splitting the loot.
This. They all benefit from the lack of price consistency/transparency. Nothing in our system has a single price - why charge what the market will bear, when you can charge the individual as much as they can personally bear, and make 3X as much?
Insurance points at providers and drug companies.
Drug companies point at providers and insurance.
Don't let any of them fool you, there are three heads on this monster and when they aren't busy blaming the other two heads they do a remarkably even job of splitting the loot.