Western Union money transfers used to be the way. I don’t know for sure, but I imagine the western union staff now have a lot more questions to ask before performing a transfer.
Gift cards are just too easy to buy and use, and the people selling them aren’t paid to care what you do with them. Bitcoin ATMs might be what would replace gift cards for scams, but these are harder to use than gift cards
Western Union was the de facto way for fraudsters to send funds for many years. They didn’t ID the recipient when picking up orders under 700 or 800 dollars. Scams were easy to spot, they t shears try to get you for something just below that threshold.
Gift cards are not fool proof either, anyone who touches it along its existence can extract funds, as everyone who touches it would see the card number and pin. so there is implied trust what dealing with them.
Cloned debit cards, credit cards, or gift cards? And if debit or credit, how could they be cloned if they have a chip? I assumed chips protect cards from that and skimming.
Gift cards are just too easy to buy and use, and the people selling them aren’t paid to care what you do with them. Bitcoin ATMs might be what would replace gift cards for scams, but these are harder to use than gift cards