As I have said elsewhere many times. You still have time to make it big with crypto or startups. If you engineer your way into high frequency trading you can also make a lot of money. If you can do this and FIRE you can become an early investor in the companies that will domanince the mutlipolar ai era in the years approaching the agi level. Do this correctly and you will eternally stand apart from the ubi pleb class that many of our less competent brethren no doubt will join.