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I just don't see a lot of users of porn sites submitting ACH transfers. Every ACH transfer I have ever been a part of takes 5 days for the balances to settle. What porn user subbing to a site is going to wait 5 days? Maybe brothels or similar adult businesses allow you to setup an account with them as part of their onboarding steps to allow these types of transfers?

I totally see crypto becoming more popular with the misconception of privacy.



I think the main thing holding crypto back is the instability and the ability of centralized entities to control the additon of "currency" (average people can't mine after a certain point).


They probably just grant access immediately and revoke it if the ACH transfer doesn't succeed.

Marginal costs are near zero, so the risk of giving immediate access is pretty low.




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