It took me the better part of a morning I would have ideally spent on more productive tasks.
I spent an hour on the phone to get my limit temporarily raised, then another hour or so later in the day when the payment was flagged as suspicious and my account was locked. There was then an arbitrary waiting period of one day where the transfer sat in limbo before getting processed (more security theatre), and finally an additional two days for the funds to clear.
When we bought this property, the least drawn-out bit of the overall process was the actual transferring of the funds. That was the easy part :)
It was the same with vehicles we've bought, the fastest part of the process was transferring the funds from buyer to seller, by far(!)
Are there (m)any significant transactions where the moving of money from buyer to seller is the bottleneck in terms of time and/or effort?