I have not any problems with them. I got my card in my second week in the US and have been using it since then. I did ask them for an addon card for spouse and was told that might happen in the future.

I heard they dont report to all 3 credit bureaus though? Has you credit score been going up?

Yes, at the moment only Equifax is reported to and yes, my credit score is climbing.

Thanks! this has been really helpful!

You are very welcome