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$2,000 a month livable? I have a small ~$230k mortgage and just the cost of owning the house (power, water, sewer, city taxes, insurance, mortgage payment) comes to over $2,000 a month.

We have a hard time making $4k a month cover expenses when you factor in a home repairs, car, gas, food, health care, internet, cell phone. Shit adds up so fast. Saving for retirement or a vacation is not easy.



Once again, I was replying to a post saying that $2000/month after rent and taxes is not livable. I don't live in SF so I am genuinely curious how two thousand US dollars is not enough after taxes and rent to live comfortably.


My bad, skim reader here :/


In SF you very likely don’t have a car and your health insurance premiums are covered by work. If you’re young you’re also not not a homeowner so you don’t have maintenance costs and taxes. Also many companies in the city pay for lunch, do you may not have food.

100k/2k a month after rent is certainly doable in SF. I know many people that make it work. Also if you’re making 100k you’re likely paying closer to 1500 a month and having roommates and sharing a bathroom.




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