Why not just deny the transaction if it can't be paid in full? The bank isn't do...

		Ollinson on Aug 25, 2015 \| parent \| context \| favorite \| on: The most profitable source of income for banks? Ov... Why not just deny the transaction if it can't be paid in full? The bank isn't doing you any favors by letting you pay with money you don't have, they know they'll be getting that money back and then some.